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the cost of

IDENTITY THEFT

 

 

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Identity theft happens all the time. You may think “it’ll never happen to me,” but more than 9 million Americans are affected every year! Each year the number rises, and there is a significant amount of time, money, and more that are lost.

Let National iD Lock protect you. We offer comprehensive services to protect your identity, your credit, and your finances. We offer a wide range of services for every situation, so you can protect yourself, your family, your business, and any other important information. In the event that your information is breached, we will take every step necessary to regain your good name so you can stop worrying about all of the consequences. Sign up now to rest easily knowing you are covered for every possible situation.

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WHAT WILL IDENTITY THEFT COST ME?

Identity theft has a wide variety of prices, and not all of them are monetary. If your information has been compromised, it will take about 600 hours of work, $6,000, and 4 years of processes to restore you back to your previous standings. That is time and money you shouldn’t have to suffer through! You have better ways to spend your hours and hard-earned money. When you protect yourself with National iD Lock, you gain access to our Identity Butler. This tool offers:

  • Toll-free access to your personal ID Recovery Specialist
  • Completion of forms to report fraud to police and other necessary parties
  • One-on-one guidance throughout the entire recovery process

Identity Butler is backed by a $1,000,000 identity theft policy with $0 deductible. This money can be used to cover expenses related to ID theft like:

  • Legal defense fees
  • Lost wages
  • Unauthorized ATM/EFT deductions
  • Costs of re-filing applications (even mortgage)
  • Costs of credit reports
  • And more!

When you choose National iD Lock, you don’t have to worry about the years you could spend recovering from someone else’s crimes. Instead, you will be able to invest your time and money into activities you enjoy!

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WHAT SHOULD I DO IF MY ID HAS BEEN STOLEN?

If your identity has already been stolen, there are some steps that you should follow to start the process of recovery. Each case will be slightly different, but we have broken down the starting places for you to hopefully make it easier to regain your identity.

Notify Authorities and Institutions

The first thing you will want to do if your identity has been compromised is to make sure all of the important authorities and institutions are aware of the theft.

Police
You should immediately notify your local police. This will start the process so any necessary legal rules are followed. It also protects you in the future in case the person stealing your identity commits a crime under your name. Once you have the paper trail started, you will have proof and dates that can help you avoid complications.

The Federal Trade Commission (FTC)
The FTC compiles and analyzes the cases for identity theft. While they will not pursue criminal charges, the information from the FTC can help the police or the FBI find perpetrators and can be used as evidence in court.

The IRS
You will need to contact the IRS if your Social Security number has been jeopardized. They will guide you through further steps to make sure your critical information is taken care of.

Identity Insurance
When you choose National iD Lock, we want to know right away if there has been an issue with your identity! We will kick into high gear to work with you and any necessary institutions or companies to bring you a swift resolution.


Monitor Credit and Payment Methods for Signs of Fraud

When your information has been stolen, you need to check all of your previous payment information to ensure no erroneous charges slipped past you. One initial step to take will be to freeze your credit. Since your credit score will likely be affected by the identity theft, you will need to contact the credit bureaus and request a freeze of your score. This will make it so your reports will not be shared with those requesting it. You should also look at the past statements of the following payment methods:

  • Credit cards
  • Bank statements
  • Online banking
  • Payment applications like Paypal, Venmo, CashApp, etc

Being able to verify that each charge was made by you or an authorized person will help you to avoid banking charges or overdraft fees.


Fortify Your Security

Once you have made sure all of your accounts are no longer in danger, it is a good idea to make sure your security is stronger as you move forward. This will deter future theft so you do not fall prey once again. Depending on the extent of the breach and fraud, you may consider closing your existing accounts and credit cards and opening new accounts. Work with your financial institution to find the best course of action, or choose a new bank or credit card company that offers great risk protection.

In our technological age, there are dozens of passwords, usernames, security questions, and more for you to remember. If you have been the victim of identity theft, it is smart to refresh the personal information and passwords on all of your accounts. This can be a daunting task, but it can also help you find more sources that were breached and ensure that no other accounts have their information compromised.

Any of the remaining physical documents you have that contain personal information like your Social Security number or bank account information should always be shredded before they are discarded. Identity thieves are often searching for the easiest path to your info, and stray papers with information can be a gold mine for them.


Sign Up for National iD Lock

We exist because we absolutely couldn’t stand seeing people lose their information, their money, and their time any longer. When you utilize our services, we will make sure you are taken care of. We can help you, your family, and your business in the most dire times. We will work tirelessly to restore your identity and information. All of the processes can become confusing and frustrating, and it is easy to feel lost when you are facing these daunting tasks alone. We will be in your corner, fighting for you the whole way so you never have to worry about the stress alone.

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THE UNSEEN COSTS OF IDENTITY THEFT

As we’ve covered, there are hundreds of hours and thousands of dollars at stake when your identity is stolen. The time, energy, and resources spent dealing with these predicaments are the tangible results of an unfortunate event. But there are several unseen or lesser known factors that can add to the stress during trying times as you are working to restore your identity.


Lower Credit Scores

When new credit accounts are opened in your name, you will have to work to dispute any fees and charges associated with the fraud. Although the end goal is to restore your credit score to a full and proper standing, that can be a long road. In the meantime, your low credit can cause you to miss out on opportunities for loans entirely, be forced to pay higher rates on the credit you are allowed, be denied housing arrangements, and more. You probably don’t think about it very often, but your credit score impacts your life in many ways you don’t see. When it has been artificially lowered because of identity theft, you run the risk of enduring harsh situations.


Legal Troubles

We mentioned that it is important to start a paper trail with your local law enforcement regarding your identity theft. Even if you follow these proper steps there can be a risk of arrest or legal complications when your identity is stolen. Since someone may be performing illegal activities in your name, you will be the prime subject! While most of these situations are quickly processed and harmless, they can still cost you more money and time to deal with them.


Emotional Distress

Unsurprisingly, the vast majority of identity theft victims become severely distressed due to the misuse of their information. When your identity is stolen, you may feel afraid, embarrassed, powerless, or helpless. Some victims of identity theft have even reported suicidal thoughts during the harsh dealings.

Don’t let these unseen factors become part of your life! We are here to ensure that when the worst happens, you are covered. Let us take care of the difficult situations so you don’t have to feel burdened.


CHOOSE NATIONAL ID LOCK

Protect your time and your credit today! Browse the available plans from National iD Lock and invest in your future. If you have any questions, don’t hesitate to get in touch with us. We look forward to working with you and keeping you safe in all of your endeavors. Don’t let identity theft stop you, and let National iD Lock help you achieve happiness and peace of mind once more!

National iD Lock

PREMIER

Premier Price
Price reflects discounts. $24.95 after first year. Plus applicable sales tax. Pricing details below.*

1 Million Dollar Theft Protection 

One-Bureau Credit Monitoring and Alerts

24/7 Credit Monitoring and Alerts

24/7 Access to Your Credit Report and Score

Social Security and Name Monitoring on Public Records

National Change of Address Monitoring

Register up to 3 Addresses, Phone Numbers and Emails

Monthly One-Bureau Credit Reports + Credit Scores

Dark Web Monitoring

Premier Theft Protection Benefits
  • $1M Identity Theft Insurance
  • Recovery Butler Identity Restoration Service
  • Toll-Free to Your Personal Fraud Investigator
  • Immediate Issuance of Fraud Alerts
  • One on One Guidance During ID Restoration Process

National iD Lock

ELITE

Elite Price
Price reflects discounts. $34.95 after first year. Plus applicable sales tax. Pricing details below.*

1 Million Dollar Theft Protection 

3-Bureau Credit Monitoring and Alerts

24/7 Credit Monitoring and Alerts

24/7 Access to Your Credit Report and Score

Social Security and Name Monitoring on Public Records

National Change of Address Monitoring

Register up to 3 Addresses, Phone Numbers and Emails

Annual Three Bureau Credit Reports + Credit Scores

Dark Web Monitoring

Wallet Lock

Credit Score Tracking

401(k) & Investment Account Activity Alerts

Elite Theft Protection Benefits
  • $1M Identity Theft Insurance
  • Recovery Butler Identity Restoration Service
  • Toll-Free to Your Personal Fraud Investigator
  • Immediate Issuance of Fraud Alerts
  • One on One Guidance During ID Restoration Process

National iD Lock

SECURE

Secure Price
Price reflects discounts. $14.95 after first year. Plus applicable sales tax. Pricing details below.*

1 Million Dollar Theft Protection 

One-Bureau Credit Monitoring and Alerts

24/7 Credit Monitoring and Alerts

Social Security and Name Monitoring on Public Records

National Change of Address Monitoring

Annual One-Bureau Credit Report

Secure Theft Protection Benefits
  • $1M Identity Theft Insurance
  • Recovery Butler Identity Restoration Service
  • Toll-Free to Your Personal Fraud Investigator
  • Immediate Issuance of Fraud Alerts
  • One on One Guidance During ID Restoration Process

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